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Make Due Zero.
Credit & Liquidity Management
Every card. Every cycle. No surprises.
DUERO is your personal credit-card intelligence layer — built to protect you from missed payments, unnecessary fees, and the quiet drain of unmanaged credit. Use your free credit window fully, manage liquidity across every card, and turn each billing cycle into a financial advantage.
20+
bank formats supported
0
Bank credentials required
Real-time
Balance updates via SMS
AED
UAE-first design
Built for people who take their credit seriously.
Pulls transactions automatically as you configure — from bank SMSes and emailed PDF statements.
Per-card due dates, minimum payments, outstanding balances — in one place, updated in real time.
Understand where your money goes — dining, travel, utilities — so budgeting is effortless.
Flags upcoming dues, late fees, and over-limit risks before they cost you money.
Tells you which card to transfer to, when, and how much — to save the most on interest.
Works across any bank that sends SMS or email statements. One dashboard for all.
Your privacy is structural, not a policy. DUERO is a read-only observer — it works entirely from messages your bank already sends you.
Does not connect to your bank — ever
DUERO never talks to your bank directly. No open-banking APIs, no screen-scraping, no third-party bank integrations of any kind.
Does not ask for bank credentials
No internet banking password, no OTP, no card PIN. Your bank access is entirely yours — DUERO never sees it.
Does not store your card number
Only the last 4 digits are kept, so each transaction is matched to the right card. Your full card number and other sensitive details are never stored — if a full number ever appears in an SMS or statement, it is masked before anything is saved.
Does not keep your SMS or PDFs
Only the structured fields (amount, date, type) are kept. The original message or statement is deleted automatically after 7, 2 or 0 days — your choice.
Zero bank exposure — by design
DUERO never initiates any connection to your bank. It only reads the SMS notifications and PDF statements your bank already sends to you. Your online banking login, full card numbers, card PINs, and OTPs are never involved — not even once.
No bank integrations to authorise. No credentials to share. Configure once and let DUERO handle the rest.
Enter the last 4 digits, bank name, and credit limit for each card you want to track.
Create a Gmail auto-forward rule to your unique DUERO address. Every statement PDF that lands in your inbox is fetched and parsed automatically.
Set up your phone to forward bank transaction alerts to DUERO. Step-by-step instructions are provided for your device.
Your dashboard updates every time a new SMS or statement arrives — due dates, balances, and spending always current.
Stop discovering fees after the fact. DUERO keeps you one step ahead — every cycle, every card, no bank access required.
Create your free account